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Final Reflection

Use the Daily Spending Diary Excel worksheet {Daily_Spending_Diary.xls} they will track their daily expenses for the next month. They will need to do this contemporaneously so that they do not forget what they spent last week.
Application Phase:
the rubric
{Budget Presentation Rubric.xlsx} (Source: Rubistar http://rubistar.4teachers.org).

Awareness
a presenter.
Exploration & Filtration
I spent a fair amount of time exploring the links that were posted by Dr. Kymes. I focused on the Instant Messaging and Social Networking tools. I found that many of the sites were not free...I filtered those out to and explored only the ones that offered a free service. I finally narrowed it down to Zoho Chat after I watched a few demonstrations and YouTube videos. The reason that I picked Zoho was that it offered an entry level platform at no cost and it had a good amount of utilization as well as a user friendly dashboard.
Learning
choppy though.
Application
I can see how Zoho Chat might me a good tool for one-on-one instructor assistance. The free version is limited to no more than two participants per meeting. I can see good value in being able for the student to view my desktop as I walk him or her through a specific issue or problem. I do want to explore other tools such as Google Hangouts though. Also, I see value in being able to take over my students website and walk them through a website or internet search. Zoho has some positives and negatives. Positives; user friendly, customizable dashboard, ability to print out a transcript of the chat, and it portals the chat to the meeting. Negatives; need yet another login/password, free version limits meeting size to 2, and video is jerky.

IWBHere is my Interactive Whiteboard lesson on the importance of a checkbook and how to reconcile it using a monthly bank statement:
{M10 IWB Personal Finance.flipchart}

I was not aware of many of these teaching tools that were posted to D2L. I have used some of the rubrics and some of the search tools in my past classes.
Explore and Filter:
to K-12.
Learning: I focused on three main sites --
Tech-nology - this site has a massive amount of links on a variety of subjects. I used the search box to narrow tools to ones about money, budgeting, and personal finance.
Create a Graph - this site is very user friendly. I experimented with data from my son's science fair project to create a bar graph.
presentation rubric.
Application:
Application:
Introduction:
using Rubistar.
Exploration
Exploration Phase:
Instruct my students to view the three videos on Savings and budgeting and take notes of what they see. This will help them better understand what a budget is and why it is important to have a written plan of their income and expenses.
Source: Teach-nology Tools at http://teachers.teach-nology.com
Learning Phase:
Excel worksheet (attached to this post) they {Daily_Spending_Diary.xls} they will track last week.
Application Phase:
their budget (see an example attached to this post). {Family Budget pie chart.pdf} . Graphs will the rubric that is attached to this posting (Source: Rubistar http://rubistar.4teachers.org).
{Daily_Spending_Diary.xls}
{Family Budget pie chart.pdf}
{Budget Presentation Rubric.xlsx} (Source: Rubistar http://rubistar.4teachers.org).

Rubistar - this site assists teachers in creating rubrics for a variety of assessments. I experimented by creating a oral presentation rubric.
Application:
Introduction:
More often than not when I ask my Personal Finance students if they have a budget, they reply that they do not. I created the following materials that will first help students understand the concept of a budget and then ask them to track their expenses for a full month. This information will then assist them in the creation of their own unique budget based on their current situation. I will also have my students enter in their monthly budget amounts by category in to an easy-to-use graphing website created by NCES Kids. Using their created pie charts and data, my students will orally present their budgets and will be graded according to a rubrics created using Rubistar.
Exploration Phase: Instruct
Instruct my students Savings and Budgettingbudgeting and take
Source: Teach-nology Tools at http://teachers.teach-nology.com
Learning Phase:
Use the Daily Spending Diary Excel worksheet (attached to this post) they will track their daily expenses for the next month. They will need to do this contemporaneously so that they do not forget what they spent last week.
Application:Application Phase:
Using the total spending amounts from the Excel spreadsheet, students will create an initial family budget. They will analyze their spending for the last month and create a pie chart of their budget (see an example attached to this post). Graphs will be created at http://nces.ed.gov/nceskids/createagraph. This graph will be presented in class and their presentations will be graded per the rubric that is attached to this posting (Source: Rubistar http://rubistar.4teachers.org).
{Daily_Spending_Diary.xls}
{Family Budget pie chart.pdf}
{Budget Presentation Rubric.xlsx}